.gradient-bg{background:linear-gradient(135deg,#1A659E 0%,#4CAF50 100%)}.section-padding{padding:5rem 0}.card-hover{transition:transform 0.3s ease,box-shadow 0.3s ease}.card-hover:hover{transform:translateY(-5px);box-shadow:0 10px 25px rgba(0,0,0,0.1)}.terms-section{transition:all 0.3s ease}.terms-section:hover{transform:translateX(5px)}.scroll-to-top{position:fixed;bottom:2rem;right:2rem;background:#FF6B35;color:white;width:50px;height:50px;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 4px 12px rgba(0,0,0,0.15);transition:all 0.3s ease;z-index:100}.scroll-to-top:hover{background:#E55A2B;transform:translateY(-3px)}.policy-section{transition:all 0.3s ease;border-left:4px solid transparent}.policy-section:hover{border-left-color:#FF6B35;transform:translateX(5px)}.scroll-to-top{position:fixed;bottom:2rem;right:2rem;background:#FF6B35;color:white;width:50px;height:50px;border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 4px 12px rgba(0,0,0,0.15);transition:all 0.3s ease;z-index:100}.scroll-to-top:hover{background:#E55A2B;transform:translateY(-3px)}.info-card{background:linear-gradient(135deg,#f8fafc 0%,#f1f5f9 100%);border-radius:1rem;padding:1.5rem;margin:1rem 0}